Do Our Attitudes About Money Help or Hurt Us?

We may need to change them to better our financial prospects. Provided by Dywane A. Hall, MA, RFC, CRPC, AIF   Our relationship with money is complex & emotional. When we pay a bill, go to the mall, trade in a car for a new one, hunt for a home or apartment, or pass someone … [Read more…]

The Importance of Financial Literacy

Too few Americans understand personal finance fundamentals. Provided by Dywane A. Hall, MA, RFC, CRPC, AIF   If only money came with instructions. If it did, the route toward wealth would be clear and direct. Unfortunately, many people have inadequate financial knowledge, and for them, the path is more obscure. Are most people clueless about … [Read more…]

How Will You Spend Your Retirement Savings?

Keep an eye on where it goes, as some destinations may be better than others. Provided by Dywane A. Hall, MA, RFC, CRPC, AIF   You can probably envision how most of your retirement money will be spent. Much of it will be used on living expenses, health care expenses, and, perhaps, debt reduction. Beyond … [Read more…]

Combining Your Finances When You Marry

How separate (or intertwined) should your financial lives be? Provided by Dywane A. Hall, MA, RFC, CRPC, AIF   Some spouses share everything with each other – including the smallest details of their personal finances. Other spouses decide to keep some individual financial decisions and details to themselves, and their relationship is just fine. Just … [Read more…]