A Portrait of Gen X Retirement Saving

Is this age group preparing adequately for the future? Provided by Dywane A. Hall, MA, RFC, CRPC, AIF   How would you guess Gen X is faring when it comes to retirement saving? Americans born between 1965 and 1980 are approaching what should be their peak income years, and many of them have actively contributed … [Read more…]

Do Our Attitudes About Money Help or Hurt Us?

We may need to change them to better our financial prospects. Provided by Dywane A. Hall, MA, RFC, CRPC, AIF   Our relationship with money is complex & emotional. When we pay a bill, go to the mall, trade in a car for a new one, hunt for a home or apartment, or pass someone … [Read more…]

Should You Care What the Market Does Each Day?

A calm investor may realize better long-term returns than an overly concerned one. Provided by Dywane A. Hall, MA, RFC, CRPC, AIF   Investors are people, and people are often impatient. No one likes to wait in line or wait longer than they have to for something, especially today when so much is just a … [Read more…]

What Are Your Odds of Being Audited?

They are low, unless you show the I.R.S. some conspicuous “red flags” on your return. Provided by Dywane A. Hall, MA, RFC, CRPC, AIF   Fewer than 1% of Americans have their federal taxes audited. The percentage has declined recently due to Internal Revenue Service budget cuts. In 2016, just 0.7% of individual returns were … [Read more…]